Researching all the different Medicare plans can be confusing enough, but many people also need a supplemental insurance policy to help pay for some of the out-of-pocket health care costs not covered by Original Medicare. These can include
co-payments,
deductibles, prescriptions, doctor visits and vision and dental care, which easily add up especially if you become seriously ill or get injured.
But there are significant differences when it comes to costs, benefits and how these supplemental policies work, which can involve countless hours of careful research to navigate. Policy Savings does the work for you, connecting you with an actual licensed insurance advisor who helps you understand what your current plan covers, explain the more complex issues and the various options available to find the coverage you need, based on your budget.
To learn more, click
HERE or call
1(833)-221-0154 and speak with a licensed insurance agent to get your free, personalized quote today.
While everyone should consider a supplementary medicare plan, it's particularly important for older individuals and those who may be at increased risk of health issues, or on a limited income. If you're on disability, or are over the age of 65 and not getting social security, basic Medicare is likely not enough to cover your health expenses. The best way to determine your needs is to call and speak directly with a licensed agent.
There is not a one-size-fits-all solution, and each insurance company has different advantages and benefits. Policy Savings has access to some of the best companies in the industry, including:
Call to Learn MoreTTY: 711With a host of insurance companies to choose from, it can be challenging to shop around and compare coverage and prices. With Policy Savings, you can pick up the phone and speak directly with a live insurance advisor who, like an unbiased broker, has easy access to dozens of insurers and plans. They'll save you time and money by helping you find the best Medicare plan that meets your needs - without charging any fees.
Insurance companies sell and price their plans differently, often based on age or location, so Policy Savings is a great way to narrow down your options and even find discounts to get you the best Medicare Supplement Insurance at favourable rates. In fact, plans can be customized for as low as $0 premiums/month!
The amount you must pay for health care or prescriptions before Original Medicare, your prescription drug plan, or your other insurance pays its share.
Coinsurance is the share of the medical costs that you pay after you have reached your deductibles.
Co-payment is a fixed amount of money that you pay out-of-pocket for a specific service. It often includes doctor visits or prescription drugs.